Saving money on health insurance

Check if you might save on Marketplace premiums, or qualify for Medicaid or Children's Health Insurance Program (CHIP), based on your income. Or, find out who to include in your household and how to estimate income before you apply.

More help before you apply

• Estimating your expected household income
  • You can probably start with your household’s
  adjusted gross income

  Your total (or “gross”) income for the tax year, minus certain adjustments you’re allowed to take. Adjustments include deductions for conventional IRA contributions, student loan interest, and more. Adjusted gross income appears on IRS Form 1040, line 11. Refer to glossary for more details.

  Special Enrollment Period

  A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount. Refer to glossary for more details.

  • Count yourself, your spouse if you're married, plus everyone you'll claim as a tax dependent, including those who don’t need coverage.
  • Learn more about who to include in your household.