With an auto financing pre-approval, you'll know how much you can spend so you can shop with confidence. Then, when you find the right car, simply take your pre-approval to any participating dealership. Shopping for a Tesla? Start here.
To qualify for the lowest rate, you must meet the following conditions:
Use our auto financing calculator to estimate your rate and monthly payments.
Applying for pre-approval can put you one step ahead while you’re shopping for your next vehicle. Here are a few things to know before you get started.
A pre-approval includes a credit check so if you're approved, you'll have a locked-in rate good for 30 days.
Complete your financing application online in the comfort of your home so you can save time at the dealership.
You can use your U.S. Bank auto financing for a new or used vehicle purchased at a participating dealership.
The online application only takes a few minutes to complete, and you may get an answer within seconds.
When dealerships participate in the U.S. Bank auto financing program, they can accept your pre-approval letter to streamline your financing. View our locator to find a dealership near you.
Your U.S. Bank pre-approved rate is good for 30 days, only at our participating dealers. Find one now using our dealer locator – or start your application right away and search for participating dealers later.
Start my application Find a dealership Start of disclosure content Return to content, FootnoteMonthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, credit history and applicable fees. Payment example: for an amount financed of $40,000 over a 60-month term, monthly payments would be $813.16 at an APR of 8.11%.
Fees charged in OH, IN and WV may increase the APR displayed above. Start of disclosure contentU.S. Bank assists its customers by working with dealers across the nation. Financing pre-approval is only valid at a dealer with which U.S. Bank works. U.S. Bank is not affiliated with these dealers and makes no representations or warranties regarding the dealers, their inventory, related products or services. All vehicle and related product information included on this site is provided by the dealer, who is solely responsible for the content, representations about itself and the vehicle, including pricing, services and promotional statements. U.S. Bank does not endorse third-party products, services or other vehicle content. Any questions about the vehicle, pricing or related products should be directed to the dealer. The dealer will work with you to finalize financing terms.
The dealer may request your permission to obtain information from one or more credit reporting agencies. The dealer will ask for your photo identification (driver’s license) and/or other identifying documents. U.S. Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale.
Offers are subject to credit approval. Rates are subject to change. Additional restrictions may apply. Member FDIC.
